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EMV Chip Readers for i Phones: i Phone credit card readers need to be able to accept EMV chip cards or you may be liable for fraudulent purchases.Although some processors may claim that the EMV certification requirement doesn't apply to i Phone card readers, it actually does, according to Visa, Master Card, American Express and Discover.Half of the processors in this review can set up your account in one day or less.

You can then attach a small card reader, also called a swiper or dongle, to your i Phone, usually by plugging the equipment into your headphone jack.

While researching i Phone card readers, we looked for processors that offer competitive pricing and charge minimal fees since we know affordability is a top priority for small businesses.

We also looked at companies offering month-to-month service without early termination fees, since you should be able to switch processors easily if you find better service elsewhere.

In addition to the transparency on each processor's website, this score reflects our testers’ interactions with customer service representatives, including how forthcoming agents were with quality information.

Many of the reps we spoke with referred us back to information on their company's website.

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